For the year 2026, FHA loan limits within Birdsboro county of Berks, PA are specified as follows: $472,030 for a standard single-family home, $604,400 for two-unit buildings, $730,525 for a three-unit property, and $907,900 for four-unit homes.
The ceiling for conventional loan amounts on a single-family abode is $726,200. For two-unit buildings, it's set at $929,850, increasing to $1,123,900 for three-unit properties, and further rising to $1,396,800 for those with four units.
Leverage our FHA calculator to uncover today's advantageous FHA rates and to ascertain what is needed in downpayment, income, credit, required reserves, and documentation to qualify.
The Lendersa® calculator offers an effective means to juxtapose the rates and terms of FHA loans with other available loan programs. Dive deep into comparisons involving Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans side by side with FHA offerings.
Lendersa® compiles a vast array of loan data from thousands of lenders, furnishing quick comparisons tailored to meet your personal financial situation and needs.
The Loan Limits Comparison Table for 2026 in Birdsboro county of Berks, PA permits a comprehensive comparison of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To dissect qualification requirements such as income, reserves, and credit effectively, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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