2026 FHA (Government Loans) Limits for Amity, Berks County, Pennsylvania

For 2026 in Amity county, Berks, PA, the FHA loan limits are $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum conventional loan amount for a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for those with 4-units.

Use our FHA calculator to view today’s FHA best rates and determine the necessary downpayment, income, credit, reserves, and required documents for qualification.

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Compare FHA rates and terms with other loan programs using the Lendersa® calculator. Explore options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money against FHA offers.

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The Loan Limits Comparison Table for 2026 in Amity county, Berks, PA, compares maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money types. To assess qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Amity county of Berks, PA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Amity FHA Lenders

  • Tri County Area Federal Credit Union
  • 1550 Medical Drive, Pottstown, PA, 19464
  • Lends in Pennsylvania
  • Tri County Area FCU is a full-service financial institution offering a broad range of benefits & friendly, convenient service right here in our community. We have been serving our community for over 70 years! Unlike traditional banks, we don’t have stockholders. So when you join the Credit Union, you become an owner of our credit union

  • Diamond Credit Union
  • 1600 Medical Drive, Pottstown, PA, 19464
  • Lends in Pennsylvania
  • Diamond Credit Union is a full-service, community-chartered credit union offering everything you need from everyday checking, savings, and loans, to Commercial Services, Mortgages, and Financial Planning. Diamond is not-for-profit and member-owned. Anyone who lives, works, worships.

  • Max Mortgage
  • 6103 Washington Drive, Reading, PA, 19606
  • Lends in Pennsylvania
  • Max Mortgage is a full-service mortgage brokerage based in Reading, Pennsylvania. Founded in 2005 by a Brazilian-American woman, we are proud to have helped turn thousands of customers into homeowners.

    We are not a large company, nor do we want to be. We are a tight-knit, family-owned company that puts our customers first.

  • NORSTAR MORTGAGE SERVICES INC.
  • 2066 Big Rd, Gilbertsville, PA, 19525
  • Lends in Pennsylvania
  • Norstar Mortgage Team is committed to providing clients with the highest quality Pennsylvania home loans combined with some of the lowest wholesale mortgage rates available . Whether you are a first time home buyer, purchasing your dream home, refinancing an existing loan, consolidating debt or need cash out for any reason our highly experienced

  • Members 1st Federal Credit Union
  • 516 East Lancaster Avenue, Reading, PA, 19607
  • Lends in Pennsylvania
  • Since 1950, we’ve been in the business of helping our members plan for the future, cultivate smarter habits, and afford more of the things they love. Starting with a small desk and small counter outside the personnel office at the Naval Supply Depot in Mechanicsburg, PA, we’ve now grown to over 50 branches across 7 counties.

  • Fleetwood Bank
  • 2 W Main St, Fleetwood, PA, 19522
  • Lends in Pennsylvania
  • Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.

  • Discovery Federal Credit Union
  • 2744 Century Boulevard, Wyoming, PA, 19610
  • Lends in Pennsylvania
  • At Discovery FCU, we're more than just a place you bank, We're your neighborhood credit union that puts you first and foremost. We focus on the financial success of our members before we do anything else. We work together to create a member experience based on the principles of honesty, reliability and genuineness.

  • CDL Mortgage Services LLC
  • 50 Berkshire Ct, Wyomissing, PA, 19610
  • Lends in Pennsylvania
  • We have simplified the mortgage process. Whether you’re buying a new home or ReFinancing your mortgage, we offer competitive and low mortgage rates without sacrificing high-quality customer service. We pride ourselves on providing customers with great mortgage rates and low fees.

  • 1st Trust Financial LLC
  • 604 French Creek Lane, Chester Springs, PA, 19425
  • Lends in Pennsylvania
  • 1st Trust Financial is designated to helping people to get the best home financing options available & the most aggressive rates without the exorbitant fees that other banks & lenders are charging. We started cleaning up the mortgage industry one customer at a time by giving them state of the art service and operating in an HONEST & ETHICAL manor.

  • Customers Bank
  • 99 Bridge Street, Phoenixville, PA, 19460
  • Lends in Pennsylvania
  • We are dedicated to providing exceptional value, service & convenience as part of an overall effortless banking experience. Our high-tech, high-touch approach to banking allows us to deliver a superior selection of products and services. We’re a community-based, full-service bank that offers a continually expanding portfolio of loans.