As of 2025, the FHA loan thresholds in Boalsburg county, part of Centre, PA, are set at $472,030 for a single-family home. For two-unit properties, the limit is $604,400; for three-unit residences, it's $730,525; and for four-unit buildings, the cap extends to $907,900.
Regarding conventional loans, the highest amount allowed on a single-family home is $726,200, which escalates to $929,850 for two-unit dwellings, $1,123,900 for three units, and peaks at $1,396,800 for properties with four units.
Our FHA calculator is a useful tool to view today’s optimal FHA rates and to calculate necessary elements such as the downpayment, income, credit score, reserves, and additional documentation required to qualify.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with those of various other loan programs. By exploring this tool, you can assess Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA products.
With access to extensive loan program data sourced from thousands of lenders, Lendersa® swiftly matches this information with your particular financial situation and needs.
Check the Loan Limits Comparison Table for 2025 in Boalsburg county, Centre, PA, which outlines the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To evaluate qualification criteria such as income, reserves, and credit standards, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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