As of 2025, the FHA loan limits in Carbondale county of Lackawanna, PA are as follows: $472,030 for a single-family home, $604,400 for a 2-unit property, $730,525 for 3-units, and $907,900 for 4-units. These limits guide potential homeowners in understanding their financial capability.
The maximum allowable amounts for conventional loans start at $726,200 for a single-family residence. For 2-units, this figure is $929,850, increasing to $1,123,900 for 3-units, and reaching $1,396,800 for 4-units. These figures are essential for evaluating possible financing strategies.
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The Lendersa® calculator enables an in-depth comparison of FHA rates and terms with those of other loan programs. These include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing a comprehensive overview of your possibilities.
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The Loan Limits Comparison Table for 2025 in Carbondale county of Lackawanna, PA elaborates on maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze the necessary qualification criteria, including income, reserves, and credit. This comprehensive approach aids in constructing a robust financial plan.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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