As of 2026, the FHA loan limits for Olyphant county in Lackawanna, PA are set at $472,030 for a single-family home. For two-unit properties, it goes up to $604,400, while for three units it's $730,525, and for four-unit buildings, it reaches $907,900.
The conventional loan caps for a single-family residence are $726,200. Two-unit homes can borrow up to $929,850, three-unit properties max out at $1,123,900, and four-unit residences have a limit of $1,396,800.
Utilize our FHA calculator to identify today’s most competitive FHA rates and gauge the necessary downpayment, income, credit profile, reserves, and documentation required for qualification.
The Lendersa® calculator is designed to compare FHA rates and terms against a full spectrum of other loan programs, allowing you to compare and assess Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® accumulates extensive loan program data from thousands of lenders, providing swift and precise evaluations against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Olyphant county of Lackawanna, PA presents an in-depth analysis of the peak amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine criteria like income, reserves, and credit score.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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