2023 FHA (Government Loans) Limits for Cheltenham, Montgomery County, Pennsylvania

In 2024, FHA loan limit in Cheltenham county of Montgomery, Pennsylvania is $529,000 for a single-family home, $677,200 for 2-units, $818,600 for 3-units, and $1,017,300 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2024 in Cheltenham county of Montgomery, Pennsylvania compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Cheltenham county of Montgomery, PA

SFR 2 Units 3 Units 4 Units
FHA $529,000 $677,200 $818,600 $1,017,300
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $381,800 $381,800 $381,800 $381,800
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Philadelphia Mortgage Advisors, Inc.
  • 600 W. Germantown Pike, Suite 270, Plymouth Meeting, PA, 19462
  • Philadelphia Mortgage Advisors is an independent mortgage lender licensed in Pennsylvania, New Jersey, Delaware, Florida, Maryland and Virginia. At Philadelphia Mortgage Advisors we believe – and recent history has shown - that in the banking and mortgage industry, bigger is not always better. We are a group of mortgage professionals
  • Vihi Mortgage Inc
  • 5725 North 5th Street, Philadelphia, PA, 19120
  • "Vihi Financial was established in 1996 to service the people of Pennsylvania. We've gained the trust of our customers by finding the best financial solutions through our dedication to quality customer service. We are licensed as insurance broker in PA and NJ. We are also licensed as PA Mortgage Broker in PA"
  • United Lending Group of NJ
  • 1716 Penns Ln, Ambler, PA, 19002
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Philadelphia Mortgage Company, Inc
  • 300 Brookside Avenue, Bldg 4, Suite 125, Ambler, PA, 19002
  • Philadelphia Mortgage Company was created with one goal in mind .. To help people make smarter, better informed financial decisions when looking to purchase a home. With 40 years of experience and well over 10, 000 clients served, PMC is committed to educating and guiding individuals through the mortgage process.
  • Centennial Lending Group
  • 1126 Horsham Road, Ambler, PA, 19002
  • Centennial Lending, is a growing mortgage lender headquartered in Maple Glen, PA, currently licensed in eleven states with goals to expand its footprint nationwide, offering award-winning knowledge and service to home buyers and home owners seeking new mortgages or refinancing. Inclusion on Inc Magazine’s Inc 5000 list for the past three years
  • LEO MORTGAGE, INCORPORATED
  • 921-A Bethlehem Pike, Suite 208, Ambler, PA, 19002
  • Leo Mortgage is a family owned and operated full service Mortgage Brokerage dedicated to provided tremendous customer service. When we do a good job for you, we believe you will tell a friend - and that is how our business grows. We are: The Leader in Home Financing. We provide good old fashioned customer service. Call us anytime (215) 542-9900
  • CAPE MAY MORTGAGE COMPANY
  • 300 Brookside Avenue, Bldg 4, Suite 125, Ambler, PA, 19002
  • Cape May Mortgage Company was created with one goal in mind... To help people make smarter, better informed financial decisions when looking to purchase a home. With 30 years of experience and well over 10,000 clients served, John Joyce is committed to educating and guiding individuals through the mortgage process.
  • Prudential Bank
  • 3993 Huntingdon Pike, Huntingdon Valley, PA, 19006
  • Prudential Bank is a Pennsylvania chartered savings bank originally organized in 1886 as a Pennsylvania chartered mutual building and loan association. We were originally known as “The South Philadelphia Building and Loan Association No. 2”. We converted to a mutual savings bank in August 2004, to a Mutual Holding Company structure in March 2005
  • Infinite Mortgage Services
  • 3103 Philmont Ave, Suite 103, Huntingdon Valley, PA, 19006
  • We are a private family-owned mortgage lender based out of Huntingdon Valley, PA established in 2007. Our upper management has a combined 75+ years of experience in the mortgage industry, and are always up to date on the ever-changing market. We offer FHA, Conventional, and the newest government programs available to Pennsylvania
  • Dynamic Funding Solutions Inc
  • 51 Buck Road, Huntingdon Valley, PA, 19006
  • Dynamic Funding Solutions, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.