In 2026, the FHA loan limit for the Clearfield area in Clearfield, PA is $472,030 for a single-family home. For properties with two units, it's $604,400; for three units, it reaches $730,525; and for four-unit homes, the limit is $907,900.
Conventional loans offer maximum amounts of $726,200 for single-family residences, and extend to $929,850 for dual-unit properties, $1,123,900 for triplexes, and $1,396,800 for four-unit buildings.
Try our FHA calculator to discover current best FHA rates and calculate essential details like downpayment, income requirements, credit scores, reserve funds, and necessary documentation to qualify.
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The Lendersa® calculator helps you in contrasting FHA rates and terms with those of other loans. Delve into comparisons of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans together with FHA.
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The Loan Limits Table for 2026 in Clearfield, Clearfield, PA discusses FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximums. To review qualifications including income, credit, and reserves, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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