2025 FHA (Government Loans) Limits for Bradford, Clearfield County, Pennsylvania

For 2025, the FHA loan ceiling in Bradford county, Clearfield, PA is as follows: $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

Conventional loan limits for single-family residences are $726,200, $929,850 for dual-unit properties, $1,123,900 for tri-units, and $1,396,800 for four-unit structures.

Use our FHA calculator to discover today's best FHA rates, determine necessary down payments, income, credit, reserves, and required qualifications.

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Explore Loan Options in Bradford, PA

The Lendersa® calculator aids in comparing FHA rates to other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Quick comparisons are enabled by aggregated data from thousands of lenders matched to your unique financial needs.

Use the Loan Limits Comparison Table for 2025 in Bradford county, Clearfield, PA to examine maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Detailed qualification comparisons via Lendersa® Super Loan Integrated Qualifier (SLIQ™) include assessments of income, reserves, and credit.

Loan limits Bradford county of Clearfield, PA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • CONCORD ONE FINANCIAL, LLC
  • 5 Christy Drive, Chadds Ford, PA, 19317
  • Concord Home Mortgage we have world class technology that allows you to enjoy a totally digital mortgage process, we are also happy to give world class service and walk you through every step of the process. We enjoy getting to know our customers whether it be over the phone or face to face in our office in Chadds Ford, Pennsylvania.
  • Time Mortgage & Finance LLC
  • 1008 Addison Lane, Souderton, PA, 18964
  • Time Mortgage and Finance LLC is a company that provides services in residential and commercial loans. Buying a house is one of the biggest purchases in one’s life, and we believe the experience should be as simple and memorable as possible. With the help of an expert from Time Mortgage,
  • Philly Mortgage Group Inc
  • 1409 Merlin Cir, Norristown, PA, 19403
  • At Philly Mortgage Group, we are backed by several years of experience in the mortgage industry, and we work hard to meet all of your needs. We work with state of the art tools in the industry to help you find the best solution for your financial needs, and we respect your time by working efficiently.
  • Union Home Mortgage Corp
  • 200 Continental Dr, Suite 401, Newark, DE, 19713
  • Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.
  • Main Line Mortgage LLC
  • 119 Wilson Road, King Of Prussia, PA, 19406
  • At Main Line Mortgage LLC. We are a full-service mortgage company based in King of Prussia, PA. We specialize in First Time Home Loans and No Cost Home Loans in King of Prussia. We also serve the entire state of Pennsylvania and Florida. Whether you are buying a home or refinancing in PA or FL.
  • FOXTROT MORTGAGE, LLC
  • 166 Allendale Rd., Suite 6, King Of Prussia, PA, 19406
  • As a residential mortgage broker, we do the research for you by shopping multiple investors to get you the best rate and program that will best suit your particular needs. As your trusted mortgage advisors with over 60 years of combined experience, we are well equipped to help you with first-time buyer programs like FHA and VA,
  • Wayne Bank
  • 717 Main Street, Honesdale, PA, 18431
  • Founded in 1871 in Honesdale, PA, Wayne Bank has 26 community offices serving Northeast Pennsylvania, along with Delaware and Sullivan Counties in New York State. Wayne Bank also operates offices as Bank of the Finger Lakes and Bank of Cooperstown in Ontario, Seneca, Yates, and Otsego Counties in New York State.
  • Honesdale National Bank
  • 724 Main Street, Honesdale, PA, 18431
  • Founded in 1836, The Honesdale National Bank is the oldest, locally-owned, community bank headquartered in Northeastern PA with offices in Wayne, Pike, Susquehanna, Lackawanna, & Luzerne counties. Visit www.hnbbank.bank/about/convenient-locations/ for locations & hours. HNB offers full-service personal & business banking and safe deposit boxes.
  • Bay Rock Home Loans LLC
  • 839 Bestgate Road, Suite 131, Annapolis, MD, 21401
  • BlackRock Home Loans works with a strong portfolio of private lenders that help borrowers with unique financial situations to provide them with niche lending products that meet their needs. There are great products available for borrowers who can't qualify for loans with traditional documentation.
  • Northpoint Lending
  • 113 W Lancaster Ave, Wayne, PA, 19087
  • Northpoint Lending We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and cost