FHA Loan Limits for Bradford, Clearfield County, PA in 2026

For 2026, the FHA loan ceiling in Bradford county, Clearfield, PA is as follows: $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

Conventional loan limits for single-family residences are $726,200, $929,850 for dual-unit properties, $1,123,900 for tri-units, and $1,396,800 for four-unit structures.

Use our FHA calculator to discover today's best FHA rates, determine necessary down payments, income, credit, reserves, and required qualifications.

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The Lendersa® calculator aids in comparing FHA rates to other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Quick comparisons are enabled by aggregated data from thousands of lenders matched to your unique financial needs.

Use the Loan Limits Comparison Table for 2026 in Bradford county, Clearfield, PA to examine maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Detailed qualification comparisons via Lendersa® Super Loan Integrated Qualifier (SLIQ™) include assessments of income, reserves, and credit.

Loan limits Bradford county of Clearfield, PA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • JP Mortgage Lending
  • 422 Allegheny Street, Hollidaysburg, PA, 16648
  • Lends in Pennsylvania
  • Our company is based on the belief that our customers’ needs and those of their family are of the utmost importance. Our entire team is committed to meeting those needs. As a result, over 80 percent of our business is from repeat customers and referrals. We value our Past Clients, Realtor, Builder and Financial Planner relationships.

  • Snare & Associates Mortgage Services, LLC
  • 110 Jefferson Street, Suite 101, Hollidaysburg, PA, 16648
  • Lends in Pennsylvania
  • Snare & Associates Mortgage Services, LLC works to move each of our clients into the home of their dreams. Homebuyers all throughout Pennsylvania, who are unsure where to start or where to find the best loans will appreciate our Free, Quick, and Easy application process and competitive rates.

  • Morrisons Cove 1st Federal Credit Union
  • 7533 Woodbury Pike, Roaring Spring, PA, 16673
  • Lends in Pennsylvania
  • The Morrisons Cove 1st Federal Credit Union is a member owned and controlled Financial Institution whose purpose is to maximize benefits by providing cost-effectiveness and to promote thrift and cooperation among the membership; to expand both membership and services while maintaining financial soundness.

  • Indiana First Savings Bank
  • 935 Philadelphia Street, Indiana, PA, 15701
  • Lends in Pennsylvania
  • InFirst Bank has a served the financial needs for local communities as an independent bank for 100 years. We have proudly remained headquartered in downtown Indiana since we opened in 1922. Originally chartered as a mutual institution, InFirst Bank was initially known as Indiana County Building & Loan Association.

  • Marion Center Bank
  • 1271 Indian Springs Rd., Indiana, PA, 15701
  • Lends in Pennsylvania
  • Marion Center National Bank opened its doors during the summer of 1905. These one hundred plus years have seen many landmark events. When President Roosevelt ordered all banks to close on March 4, 1933 for the “Bank Holiday, ” MCNB pulled its door blind down half way and continued to operate.

  • First Commonwealth Bank
  • 601 Philadelphia St, Indiana, PA, 15701
  • Lends in Pennsylvania
  • We know why we’re here: to put you first. We do it by building long-term relationships with our customers and our employees. By reaching out to the communities we live and work in. By listening and helping to find the best solutions to get you to your financial goals.

    Our success is built on creating an authentic community banking experience

  • American Dream Mortgage, Inc.
  • 164 Philadelphia St, Indiana, PA, 15701
  • Lends in Pennsylvania
  • Our mission is to be of service to others. We are committed to providing superior customer service to those that support our business, to continue to educate ourselves and share our knowledge with others & to build & maintain long lasting relationships.We are 100% owned & licensed to do business in PA and offer: USDA, FHA & conventional loans, VA.

  • MCS Bank
  • 19 N Brown St, Lewistown, PA, 17044
  • Lends in Pennsylvania
  • MCS Bank is a state-chartered, MUTUAL savings bank operating five community branches in Mifflin, Huntingdon and Snyder Counties and a Operations Center with full-service Branch in Milroy.

    Originally formed in 1923 as the Mifflin County Building and Loan Association, MCS Bank has grown throughout the years by focusing

  • G.A.P. Federal Credit Union
  • 111 Franklin Street, Room 224, Johnstown, PA, 15901
  • Lends in Pennsylvania
  • G.A.P. FCU originally started out as Cambria County U.S. Employees Federal Credit Union in 1937. They operated out of a cash box on the first floor of the Johnstown Post Office building, and was renamed to Johnstown, PA Post Office Employees Federal Credit Union in 1941. Credit unions are focused on people, not profits.

  • AmeriServ Financial Bank
  • 216 Franklin St, Johnstown, PA, 15901
  • Lends in Pennsylvania
  • AmeriServ Financial, Inc., A bank holding company, is the parent of AmeriServ Financial Bank®, AmeriServ Trust & Financial Services Company, and West Chester Capital Advisors. AmeriServ Financial, Inc. trades on the NASDAQ Stock Exchange under the symbol ASRV.

    At AmeriServ, we believe banking is about more than money.