For 2026, the FHA loan limits applicable in Colebrookdale county, which is part of Berks, PA, are $472,030 for single-family homes. For two-unit properties, the limit stands at $604,400, for three-unit structures it is $730,525, and for four-unit buildings, it comes to $907,900.
The cap for conventional loans on single-family residences reaches $726,200. For properties with two units, the limit is $929,850, for three-unit homes the limit is $1,123,900, and for four-unit residences, the maximum available is $1,396,800.
With our FHA calculator, uncover the top FHA rates available today and identify requirements such as the downpayment, income, credit parameters, reserves, and documents essential for qualification.
Through the Lendersa® calculator, you can gauge and compare FHA rates alongside terms from all other loan programs. Delve into a broad comparison matrix between Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans relative to FHA options.
Lendersa® compiles extensive loan data from numerous lenders, facilitating rapid comparisons aligned with your financial profile and unique needs.
The Loan Limits Comparison Table for 2026 in Colebrookdale county, Berks, PA, offers a detailed examination of loan maximums across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly analyze qualification needs regarding income, reserves, and credit metrics, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) should be utilized.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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