For 2026, the FHA loan limits within Washington county of Franklin, PA are set at $472,030 for a single-family home. Two-unit properties have a limit of $604,400, three units $730,525, and four units $907,900.
Conventional loans can reach up to $726,200 for single-family residences. For two units, the maximum is $929,850, while three-unit homes can go up to $1,123,900, and four units to $1,396,800.
Use our FHA calculator to get the best FHA rates today and figure out the downpayment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator allows you to assess FHA rates and terms compared to other loan programs. Dive into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
By collecting data from thousands of lenders, Lendersa® quickly compares this against your personalized financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Washington county, Franklin, PA. It provides a detailed look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review income, reserves, and credit qualification requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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