In 2025, FHA loan limits for Washington county, within Schuylkill, PA, are established as follows: $472,030 for a single-family home. Properties with 2-units have a limit of $604,400, while those with 3-units see an increase to $730,525. Finally, for 4-unit residences, the limit reaches $907,900.
Moving to conventional loans, the maximum amount permissible for a single-family residence is $726,200. Homes constructed with two units are capped at $929,850. For three-unit properties, the allowable amount is $1,123,900, while four-unit dwellings reach up to $1,396,800.
To explore today’s optimal FHA rates and clarify requisite qualifications including downpayments, income requirements, credit assessments, reserves, and necessary documents, utilize our FHA calculator. It’s an essential tool to navigate lending requirements.
The powerful Lendersa® calculator allows comprehensive comparisons of FHA rates and terms against those of several other loan programs. Explore options including Conventional loans, Jumbo loans, VA programs, USDA, Non-QM options, and various hard money lending solutions. This ensures an expansive overview of financial opportunities tailored to your needs.
By assimilating data from thousands of lending partners, Lendersa® provides swift and accurate comparisons. This promptly aligns your unique financial profile with the best-fitting loan solutions available in the market.
Additionally, the Loan Limits Comparison Table for 2025, relevant to the Washington county, Schuylkill, PA, offers an in-depth examination of maximum loan amounts across categories. These include FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard-money loans. For a thorough analysis of qualifying elements like income, reserves, and credit standards, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an exhaustive overview.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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