In the year 2026, the FHA loan limits in Collegeville county, Montgomery, PA stand as follows: $529,000 for a single-family home. For duplexes, the amount is $677,200; for triplexes, it is $818,600; and for four-unit buildings, it reaches $1,017,300.
The maximum amount for conventional loans on single-family residences is $726,200. For two-unit properties, it's capped at $929,850, three-unit homes have a limit of $1,123,900, and four-unit dwellings see a cap of $1,396,800.
Our FHA calculator is useful for discovering today’s best FHA rates and assessing all necessary conditions like downpayment, income level, credit standing, reserve funds, and required documentation to qualify.
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The Lendersa® calculator provides an opportunity to compare the rates and terms of FHA loans with all other loan program options. Dive into the exploration and comparison of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans versus the FHA offerings.
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The Loan Limits Comparison Table for 2026 in Collegeville county of Montgomery, PA lays out the maximum loan amounts available across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money categories. To understand qualification needs—such as income, reserves, and credit requirements—use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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