In 2026, the FHA loan limits set in Skippack county, part of Montgomery, PA, are $529,000 for a single-family home, $677,200 for properties with two units, $818,600 for three-unit buildings, and $1,017,300 for four-unit properties.
As for conventional loans, the maximum amount for a single-family residence is $726,200. For homes with two units, it is $929,850, increasing to $1,123,900 for three-unit properties, and finally, $1,396,800 for those with four units.
Our FHA calculator is available for you to check the top FHA rates currently available and evaluate the necessary downpayment, income requirements, credit standards, reserves, and documentation necessary for qualification.
The Lendersa® calculator assists in comparing FHA rates and terms with those from other loan programs. Review options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA preparations.
Lendersa® compiles extensive loan program data from thousands of lenders, rapidly comparing it against your distinct financial needs and profile.
Check the Loan Limits Comparison Table for 2026 in Skippack county, within Montgomery, PA, presenting maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper understanding of qualification requisites like income, reserve levels, and credit expectations, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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