For the year 2026, in Derry county, part of Dauphin, PA, FHA loan limits are set at $472,030 for a single-family home. For properties with 2 units, the limit is $604,400, for 3-unit homes, it is $730,525, and for 4-unit residences, the ceiling reaches $907,900.
Maximum amounts for conventional loans are outlined as follows: $726,200 for single-family homes, again for those with 2 units it is $929,850, for 3-unit structures it's set at $1,123,900, and for residences consisting of 4 units, the amount is $1,396,800.
Utilize our FHA calculator to explore today’s top FHA interest rates and comprehend the necessary downpayment, income requirements, credit score, reserves, and documents needed to qualify for a loan.
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Lendersa® calculator gives you the ability to compare the rates and terms of FHA loans with those of all other loan programs. It facilitates exploration and comparison of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and even hard money loans, alongside FHA options.
With Lendersa®, data is efficiently sourced from thousands of lenders. In merely seconds, the system aligns this information with your distinct financial situation and requirements, allowing you to tailor your options precisely.
Check the Loan Limits Comparison Table for 2026 in Derry, Dauphin, PA to contrast FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) loan maximums, including hard money loans. To compare qualification needs like income, reserves, and credit criteria, access the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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