In 2026, the FHA loan limits for East-Coventry county in Chester, PA, are as follows: a single-family home has a limit of $431,250, for 2 units it's $552,050, for 3 units it's $667,350, and the limit for 4 units is $829,350.
For conventional loans, the maximum you can borrow for a single-family residence is $548,250. For 2 units, the limit is $702,000; for 3 units, it’s $848,500; and for 4 units, it's set at $1,054,500.
Utilize our FHA calculator to discover today's best FHA rates and evaluate needed down payments, income, credit scores, reserves, and necessary documents for qualification.
The Lendersa® calculator allows comparisons of FHA rates and terms with other loan types. You can explore and compare options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® compiles data from thousands of lenders to provide quick and relevant comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in East-Coventry county of Chester, PA covers maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification needs like income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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