For the year 2025, the FHA loan limit in East-Earl county, within Lancaster, PA, is set at $356,362 for a single-family residence. The limit increases to $456,275 for two-unit properties, $551,500 for three-unit homes, and reaches $685,400 for properties with four units.
The cap on conventional loan amounts for a single-family home is $548,250. For duplexes, the loan cap is $702,000; for triplexes, $848,500; and it rises to $1,054,500 for four-unit buildings.
Try our FHA calculator to access today’s top FHA rates and identify necessary down payment amounts, income levels, credit scores, reserves, and documentation needed for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms against an array of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Evaluate them all relative to FHA standard offerings.
Lendersa® rapidly collects and analyzes loan data from thousands of lenders, tailoring comparisons to your personal financial situation.
Use the Loan Limits Comparison Table for 2025 in East-Earl county, Lancaster, PA, to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Leverage Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review necessary qualification benchmarks, including income, credit, and reserve requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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