For the year 2026, the FHA loan limit for a single-family home in Elizabethtown county, Lancaster, PA is set at $472,030. For properties with two units, the limit is $604,400, while three-unit homes have a limit of $730,525 and four-unit properties, $907,900.
Meanwhile, conventional loan limits for a single-family residence reach up to $726,200. For homes with two units, it's $929,850; for three units, the cap is $1,123,900; and four-unit properties have a limit of $1,396,800.
Try our FHA calculator to check today's top FHA rates and calculate the downpayment, required income, credit score, reserves, and documents you need for qualification.
With Lendersa® calculator, compare the rates and terms of FHA with every other loan program available. Evaluate and compare options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
By using data from thousands of lenders, Lendersa® swiftly matches it to your financial profile and unique needs.
The Loan Limits Comparison Table for 2026 in Elizabethtown county, Lancaster, PA provides an overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To learn more about qualification requirements such as income, reserves, and credit standards, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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