In 2026, the FHA loan limits in Fort-Washington county of Montgomery, PA are $431,250 for a single-family home, $552,050 for two units, $667,350 for three units, and $829,350 for four units.
The maximum allowable amounts for conventional loans on a single-family residence are $548,250, with values of $702,000 for two-unit homes, $848,500 for three-unit buildings, and $1,054,500 for four-unit properties.
Our FHA calculator lets you explore today’s best FHA rates and assess the necessary downpayment, income, credit score, reserves, and documentation required for qualification.
The Lendersa® calculator enables FHA rates and terms comparison across all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Dive into these options to identify the optimal loan type for you.
Using extensive data from thousands of lenders, Lendersa® quickly aligns options with your unique financial profile and requirements.
For 2026, the Loan Limits Comparison Table for Fort-Washington, within Montgomery, PA, covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To evaluate qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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