2025 FHA Loan Limits for Fort-Washington, Montgomery County, Pennsylvania

In 2025, the FHA loan limits in Fort-Washington county of Montgomery, PA are $431,250 for a single-family home, $552,050 for two units, $667,350 for three units, and $829,350 for four units.

The maximum allowable amounts for conventional loans on a single-family residence are $548,250, with values of $702,000 for two-unit homes, $848,500 for three-unit buildings, and $1,054,500 for four-unit properties.

Our FHA calculator lets you explore today’s best FHA rates and assess the necessary downpayment, income, credit score, reserves, and documentation required for qualification.

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Discover Your Loan Options in Fort-Washington, PA

The Lendersa® calculator enables FHA rates and terms comparison across all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Dive into these options to identify the optimal loan type for you.

Using extensive data from thousands of lenders, Lendersa® quickly aligns options with your unique financial profile and requirements.

For 2025, the Loan Limits Comparison Table for Fort-Washington, within Montgomery, PA, covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To evaluate qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Fort-Washington county of Montgomery, PA

SFR 2 Units 3 Units 4 Units
FHA $431,250 $552,050 $667,350 $829,350
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $345,000 $345,000 $345,000 $345,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Always The Best Rate Home Loans, LLC
  • 301 Oxford Valley Rd, Suite 1602A, Yardley, PA, 19067
  • At Always The Best Rate, we offer Conventional, FHA, VA, USDA and no PMI (Private Mortgage Insurance) loans for people looking to move to Yardley PA or anywhere in Bucks County. We can compare and evaluate loan programs that best meet your specific needs. we can help you meet your financial goals and become a Pennsylvania homeowner.
  • Federated Lending Corporation
  • 1669 Edgewood Road, Morrisville, PA, 19067
  • Federated Lending Corporation (FLC) was incorporated under the laws of the State of Pennsylvania in 1996. The corporate headquarters and principal place of business are located at 1669 Edgewood Road, Yardley, Pa. 19067. We have approximately 20 employees and cover all aspects of residential lending.
  • Sun East Federal Credit Union
  • 4500 Pennell Road, Aston, PA, 19014
  • "Sun East Federal Credit Union is a cooperative financial institution, owned and operated by its members. We’re committed to serving your financial needs and exceeding your expectations. We’re proud to serve approximately 52, 000 members and more than 1, 000 select employer groups with more than $744 million in assets."
  • 1st Trust Financial LLC
  • 604 French Creek Lane, Chester Springs, PA, 19425
  • 1st Trust Financial is designated to helping people to get the best home financing options available & the most aggressive rates without the exorbitant fees that other banks & lenders are charging. We started cleaning up the mortgage industry one customer at a time by giving them state of the art service and operating in an HONEST & ETHICAL manor.
  • Tri County Area Federal Credit Union
  • 1550 Medical Drive, Pottstown, PA, 19464
  • Tri County Area FCU is a full-service financial institution offering a broad range of benefits & friendly, convenient service right here in our community. We have been serving our community for over 70 years! Unlike traditional banks, we don’t have stockholders. So when you join the Credit Union, you become an owner of our credit union
  • Diamond Credit Union
  • 1600 Medical Drive, Pottstown, PA, 19464
  • Diamond Credit Union is a full-service, community-chartered credit union offering everything you need from everyday checking, savings, and loans, to Commercial Services, Mortgages, and Financial Planning. Diamond is not-for-profit and member-owned. Anyone who lives, works, worships.
  • NORSTAR MORTGAGE SERVICES INC.
  • 2066 Big Rd, Gilbertsville, PA, 19525
  • Norstar Mortgage Team is committed to providing clients with the highest quality Pennsylvania home loans combined with some of the lowest wholesale mortgage rates available . Whether you are a first time home buyer, purchasing your dream home, refinancing an existing loan, consolidating debt or need cash out for any reason our highly experienced
  • Howard Financial
  • 503 Bridle Path West, Chester, PA, 19380
  • Howard Financial has specialized in a wide variety of loan types and financing strategies including Conventional, FHA/VHA, Jumbo loans, Portfolio lending, and Reverse mortgages. We will guide you through the mortgage planning process and find the right fit for your needs.Whether a first-time homebuyer, purchasing an investment property.
  • U.S. Financial, Inc.
  • 107 East Chestnut Street, West Chester, PA, 19380
  • It can be a huge task to purchase a new house or refinance your current mortgage loan. You can count on us to guide you to the loan program that's the best fit for you. Our team of professionals is ready to help you with this important financial decision. U.S. Financial to be your guide in finding the right mortgage program for you!
  • Advantage Financial Funding Corporation
  • 124 John Robert Thomas Drive, Exton, PA, 19341
  • HomeRun is offered to a limited number of homebuyers each month. The first step is to register. You receive priority on a first-to-register basis. If you already are shopping for a home, register immediately to qualify for HomeRun benefits. If you plan to begin shopping for a home at any time in the next 12 months.