In 2025, the FHA loan limits specified for Springfield county, located in Fayette, PA, are structured as follows: up to $472,030 for a single-family home. For residences containing two units, the allowable limit extends to $604,400. Homes with three units can qualify for a maximum of $730,525, while properties consisting of four units have a cap of $907,900.
On the conventional loan side, the maximum amounts are defined as follows: for a single-family home, it is $726,200. For two-unit residences, the cap extends to $929,850. For structures containing three units, it rises to $1,123,900, and for four-unit homes, the maximum lending limit is $1,396,800.
Utilize our FHA calculator to explore today’s optimal FHA rates, and ascertain downpayment requirements, necessary income levels, credit standards, reserves, and the full list of documents needed to qualify for your desired loan.
The Lendersa® calculator is a robust tool designed to facilitate detailed comparisons of FHA rates and terms alongside a broad spectrum of other loan programs. Evaluate opportunities such as Conventional loans, Jumbo loans, VA, USDA, Non-QM options, and various hard money loans. This comprehensive approach ensures you make informed financial decisions.
Lendersa® aggregates extensive data from thousands of lending sources to offer quick, tailored comparisons aligned to your unique financial circumstances and needs.
The Loan Limits Comparison Table for 2025, pertinent to Springfield county in Fayette, PA, provides a thorough overview of maximum permissible loan amounts across categories including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM), as well as hard money loans. For a detailed analysis of qualification criteria, such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to conduct an exhaustive review.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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