For 2026, the FHA loan limits in Fulton county, part of Lancaster, PA, are listed as follows: $472,030 for a single-family unit, $604,400 applicable for duplexes, $730,525 for a triplex, and $907,900 for properties with four units.
Concerning conventional loans, the highest amounts are $726,200 for a single-family home, $929,850 for a two-unit home, $1,123,900 for a three-unit dwelling, and $1,396,800 for a four-unit residence.
Utilize our FHA calculator to identify today's most advantageous FHA rates and understand the requirements for downpayment, income, credit score, reserves, and documentation qualifications.
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The Lendersa® calculator supports the comparison of FHA rates and terms with those of other programs including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
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Consult the Loan Limits Comparison Table for 2026 in the Fulton county area of Lancaster, PA to see maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For a deeper dive into qualification needs such as income, reserves, and credit requirements, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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