For 2026, the FHA loan limits in Fulton county, part of Lancaster, PA, are listed as follows: $472,030 for a single-family unit, $604,400 applicable for duplexes, $730,525 for a triplex, and $907,900 for properties with four units.
Concerning conventional loans, the highest amounts are $726,200 for a single-family home, $929,850 for a two-unit home, $1,123,900 for a three-unit dwelling, and $1,396,800 for a four-unit residence.
Utilize our FHA calculator to identify today's most advantageous FHA rates and understand the requirements for downpayment, income, credit score, reserves, and documentation qualifications.
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The Lendersa® calculator supports the comparison of FHA rates and terms with those of other programs including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly assembles loan program data from numerous lenders, effectively comparing it with your financial details and objectives.
Consult the Loan Limits Comparison Table for 2026 in the Fulton county area of Lancaster, PA to see maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For a deeper dive into qualification needs such as income, reserves, and credit requirements, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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