Throughout 2026, the limit for FHA loans within the boundaries of Heidelberg county in the expansive region of York, PA, is as follows: $472,030 for a single-family dwelling. For housing that accommodates two units, it is $604,400. Properties that have three units are capped at $730,525, while those home configurations with four units face a ceiling of $907,900.
In contrast, conventional loan limits are set at a maximum of $726,200 for a single-family home. For two-unit residences, the upper limit is $929,850. When dealing with three units, the cap reaches $1,123,900. Lastly, for four-unit properties, the conventional loan limit is established at $1,396,800.
Our FHA calculator is designed to help you discover today's leading FHA rates. It also assists in ascertaining the necessary downpayment, income requirements, credit score benchmarks, and reserves needed, along with identifying all required documents for qualifying.
Discover and compare a wide array of loan offers from a broad network of 100 different lenders.
The Lendersa® calculator serves as a comprehensive tool that empowers you to assess FHA rates and terms along with those of other loan programs. Investigate and compare options such as Conventional loans, Jumbo loans, VA loans, USDA programs, Non-QM, and hard money loans together with the FHA selections you have.
Drawing from a database compiled from a multitude of lenders, Lendersa® achieves a quick and efficient comparison by aligning these programs with your financial circumstances and needs in mere moments.
The Loan Limits Comparison Table for 2026 for Heidelberg county, within York of PA, offers an extensive evaluation of maximum loan amounts among the following categories: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgages (HECM), not forgetting hard money loans. To analyze qualification requirements including income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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