In 2026, the FHA loan limits established for Penn county in the area of York, PA are $472,030 for single-family properties. For two units, the limit is $604,400; for three units, it stands at $730,525; and for four-unit homes, the cap is $907,900.
The maximum allowable loan amounts for conventional loans are different. A single-family residence can borrow up to $726,200, two-unit properties up to $929,850, three-unit buildings reach $1,123,900, and the limit for four units is $1,396,800.
Utilize our FHA calculator to analyze today's prime FHA rates. It provides calculations for downpayment requirements, income, credit, reserves, and the documents necessary to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms alongside other loan products. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Using data from numerous lenders, Lendersa® accurately and swiftly matches these against your specific financial profile and necessities.
The Loan Limits Comparison Table for 2026 in Penn county, under York, PA, presents a comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Assessing qualification standards like income, reserves, and credit can be done using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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