For 2026, the FHA loan limits in Jenner county, which is part of Somerset, PA, stand at $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for properties with four units.
Conventional loans, on the other hand, have a maximum loan amount of $726,200 for single-family homes, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for properties with four units.
Utilize our FHA calculator to find today’s most competitive FHA rates and to figure out the required downpayment, income level, credit rating, reserves, and documentation necessary for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms against those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Take the opportunity to explore and contrast these options.
By collecting data from thousands of lenders, Lendersa® enables quick comparison to align with your unique financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Jenner county of Somerset, PA provides insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To evaluate qualification requirements such as income, reserves, and credit, make use of Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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