For 2025, the FHA loan limits in Leola county of Lancaster, PA, are $472,030 for single-family homes, $604,400 for 2-unit properties, $730,525 for homes with 3 units, and $907,900 for 4-unit buildings.
The maximum amount for conventional loans on a single-family residence is $726,200. For 2-unit homes, it's $929,850; when it comes to 3-units, the limit is $1,123,900; and for homes with 4-units, the cap is $1,396,800.
Use our FHA calculator to explore today's most competitive FHA rates and to determine the necessary downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator provides a comparison of FHA rates and terms with other loan products. Delve into comparisons between Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA options.
Lendersa® gathers extensive loan program data from a wide array of lenders, enabling rapid analyses against your own financial profile and needs.
The Loan Limits Comparison Table for 2025 in Leola county of Lancaster, PA, showcases the highest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to further compare requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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