In 2026, the FHA loan limits for Longswamp county in Berks, PA stand at $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for three-unit properties, and $907,900 for four-unit buildings.
For conventional loans on single-family dwellings, the maximum amounts are $726,200, while two-units are capped at $929,850, three-units at $1,123,900, and four-units at $1,396,800.
Utilize our FHA calculator to explore today's leading FHA rates and to determine requirements such as downpayment, income, credit rating, reserves, and needed documents for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms alongside other loan options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Take a look to find what suits you best.
Lendersa® assembles data from thousands of lenders, providing rapid matchmaking with your financial profile and unique needs.
The Loan Limits Comparison Table for 2026 for Longswamp county, Berks, PA, covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximums. To evaluate qualification needs like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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