In 2026, FHA loan limits for Kutztown-University county, located in Berks, PA, are set at $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four-unit properties.
For conventional loans, the maximums are $548,250 for single-family residences, $702,000 for two-unit homes, $848,500 for three units, and $1,054,500 for four-unit dwellings.
Utilize our FHA calculator to explore today’s premier FHA rates and determine the necessary downpayment, income, credit, reserves, and required documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms alongside other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Assess these options comprehensively.
Lendersa® swiftly retrieves and analyzes loan program data from thousands of lenders to match your financial profile and needs precisely.
In 2026, the Loan Limits Comparison Table for Kutztown-University county of Berks, PA provides insights into maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) to compare qualifications such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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