In the year 2026, the FHA loan limit in the county of Lehigh, PA, located in Lower-Macungie, is precisely $372,600 for a single-family dwelling. For buildings with two units, the limit is set at $477,000; if it rises to three units, the loan cap is $576,550, and for four units, it's capped at $716,550.
When considering conventional loans, the peak loan amount available for a single-family residence is $548,250. This allocation increases to $702,000 for two units, grows to $848,500 for three units, and reaches $1,054,500 when dealing with property containing four units.
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Utilize the Lendersa® calculator to comprehensively compare FHA loan rates and terms with other available loan programs' rates and terms. Delve into Conventional loans, Jumbo loans, VA, USDA, Non-QM, as well as hard money loans, each in contrast with FHA.
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This year's Loan Limits Comparison Table within Lower-Macungie county, Lehigh, PA, offers a way to contrast maximum loan amounts among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an in-depth comparison of qualification standards like income, reserves, and credit, you should use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $372,600 | $477,000 | $576,550 | $716,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $298,080 | $298,080 | $298,080 | $298,080 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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