In the year 2026, the FHA loan limit in the county of Lehigh, PA, located in Lower-Macungie, is precisely $372,600 for a single-family dwelling. For buildings with two units, the limit is set at $477,000; if it rises to three units, the loan cap is $576,550, and for four units, it's capped at $716,550.
When considering conventional loans, the peak loan amount available for a single-family residence is $548,250. This allocation increases to $702,000 for two units, grows to $848,500 for three units, and reaches $1,054,500 when dealing with property containing four units.
Make use of our FHA calculator to access today's leading FHA rates. Moreover, you can calculate the necessary down payment, check the required income, assess your credit standing, evaluate required reserves, and check what documents are essential to qualify.
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Utilize the Lendersa® calculator to comprehensively compare FHA loan rates and terms with other available loan programs' rates and terms. Delve into Conventional loans, Jumbo loans, VA, USDA, Non-QM, as well as hard money loans, each in contrast with FHA.
Lendersa® aggregates extensive loan program data submitted by thousands of lenders, providing rapid comparisons against your distinct financial status and needs within seconds.
This year's Loan Limits Comparison Table within Lower-Macungie county, Lehigh, PA, offers a way to contrast maximum loan amounts among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an in-depth comparison of qualification standards like income, reserves, and credit, you should use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $372,600 | $477,000 | $576,550 | $716,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $298,080 | $298,080 | $298,080 | $298,080 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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