2025 FHA (Government Loans) Limits for South-Whitehall, Lehigh County, Pennsylvania

In 2025, the FHA loan limits for South-Whitehall county in Lehigh, PA are set at $372,600 for a single-family home, $477,000 for two-unit properties, $576,550 for three-unit dwellings, and $716,550 for structures with four units.

For conventional loans, the maximum amount on a single-family home is $548,250. Two-units have a cap of $702,000, three-units are set at $848,500, and four-units can reach $1,054,500.

Use our FHA calculator to view today’s best FHA rates and calculate required downpayment, income, credit, reserves, and documents to qualify.

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Assess Your Loan Choices in South-Whitehall, PA

The Lendersa® calculator lets you compare FHA loans with other programs' rates and terms. Explore options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans as alternatives to FHA.

Lendersa® gathers data from thousands of lenders, rapidly matching it to your financial profile and individual needs.

The Loan Limits Comparison Table for 2025 in South-Whitehall county, Lehigh, PA offers a comparison for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' maximum amounts. For understanding qualification—like income, reserves, and credit—use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits South-Whitehall county of Lehigh, PA

SFR 2 Units 3 Units 4 Units
FHA $372,600 $477,000 $576,550 $716,550
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $298,080 $298,080 $298,080 $298,080
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • We have cultivated strong relationships with Hedge Funds, Pension Funds, Life Insurance Companies, Private Lenders, Regional and National Banks, International Institutions and Wall Street Bankers to provide our borrowers a wide array of programs to meet their financial needs worldwide.
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  • Citizens FSB has a very a rich heritage! As you will see it is the foundation of what we believe to be the strongest regional financial institution in the country.Citizens FSB is a Commercial Real Estate lender & a Preferred Home Loan provider and is a preferred home loan provider with emphasis on competitive interest rates & low closing costs.
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.