2026 FHA (Government Loans) Limits for South-Whitehall, Lehigh County, Pennsylvania

In 2026, the FHA loan limits for South-Whitehall county in Lehigh, PA are set at $372,600 for a single-family home, $477,000 for two-unit properties, $576,550 for three-unit dwellings, and $716,550 for structures with four units.

For conventional loans, the maximum amount on a single-family home is $548,250. Two-units have a cap of $702,000, three-units are set at $848,500, and four-units can reach $1,054,500.

Use our FHA calculator to view today’s best FHA rates and calculate required downpayment, income, credit, reserves, and documents to qualify.

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Assess Your Loan Choices in South-Whitehall, PA

The Lendersa® calculator lets you compare FHA loans with other programs' rates and terms. Explore options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans as alternatives to FHA.

Lendersa® gathers data from thousands of lenders, rapidly matching it to your financial profile and individual needs.

The Loan Limits Comparison Table for 2026 in South-Whitehall county, Lehigh, PA offers a comparison for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' maximum amounts. For understanding qualification—like income, reserves, and credit—use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits South-Whitehall county of Lehigh, PA

SFR 2 Units 3 Units 4 Units
FHA $372,600 $477,000 $576,550 $716,550
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $298,080 $298,080 $298,080 $298,080
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


South-Whitehall FHA Lenders

  • Consumer Trust Mortgage
  • 2 Windsor Plaza, Allentown, PA, 18104
  • Lends in Pennsylvania
  • Consumer Trust Mortgage is approaching 30 years in business. We understand the challenges of today’s home financing market. Everyone at Consumer Trust Mortgage is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions.

  • Allentown Mortgage Corporation
  • 2067 Walbert Ave, Allentown, PA, 18104
  • Lends in Pennsylvania
  • Allentown Mortgage Corp’s mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. After receiving your information, Allentown Mortgage Corp will be able to get a complete look at your financial situation

  • First Commonwealth Federal Credit Union
  • 6126 Hamilton Blvd, Suite 100, Allentown, PA, 18106
  • Lends in Pennsylvania
  • First Commonwealth is a consumer-friendly alternative to banking. We offer all the services you're accustomed to, but at better rates and lower fees. That's because we're structured differently than banks. Banks are in business to earn profits for their stockholder investors. Our credit union exists to improve your financial well being.

  • Traditional Mortgage LLC
  • 682 N. Brookside Road, Suite 101, Allentown, PA, 18106
  • Lends in Pennsylvania
  • Traditional Mortgage, LLC is a state licensed mortgage lending entity that originates mortgage loans directly to the consumer. Our mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Mortgage America, Inc.
  • 1425 Grape Street, Whitehall, PA, 18052
  • Lends in Pennsylvania
  • Mortgage America has been the #1 lender in Eastern PA and Berks County for over 30 years with 8 billion dollars in originations and thousands of loans serviced. From your first call to after closing, Mortgage America is here to serve you.Mortgage America has been the #1 lender in Eastern PA

  • People First
  • 740 Hamilton Street, Suite 300, Allentown, PA, 18101
  • Lends in Pennsylvania
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient

  • People First Mortgage
  • 2141 Downyflake Lane, Allentown, PA, 18103
  • Lends in Pennsylvania
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient, personalized atmosphere.

  • Bright Financial Group
  • 1255 S. Cedar Crest Blvd, Suite 1630, Allentown, PA, 18103
  • Lends in Pennsylvania
  • Bright Financial Group is a Mortgage Brokerage. We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you.

  • PARKWAY FINANCIAL LLC
  • 1255 S. Cedar Crest Blvd. STE 1620, Allentown, PA, 18103
  • Lends in Pennsylvania
  • We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you to form a loan that is for you.

  • QUAINT OAK MORTGAGE, LLC
  • 1710 Union Boulevard, Allentown, PA, 18109
  • Lends in Pennsylvania
  • Quaint Oak is comprised of people. We are a community of individuals – employees, customers, and stockholders – that work and reside in our marketplace. Through thoughtful communication, business expertise, and responsive customer care, we continually raise our own personal bar for serving our customers.