In 2026, the FHA loan limits for South-Whitehall county in Lehigh, PA are set at $372,600 for a single-family home, $477,000 for two-unit properties, $576,550 for three-unit dwellings, and $716,550 for structures with four units.
For conventional loans, the maximum amount on a single-family home is $548,250. Two-units have a cap of $702,000, three-units are set at $848,500, and four-units can reach $1,054,500.
Use our FHA calculator to view today’s best FHA rates and calculate required downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator lets you compare FHA loans with other programs' rates and terms. Explore options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans as alternatives to FHA.
Lendersa® gathers data from thousands of lenders, rapidly matching it to your financial profile and individual needs.
The Loan Limits Comparison Table for 2026 in South-Whitehall county, Lehigh, PA offers a comparison for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' maximum amounts. For understanding qualification—like income, reserves, and credit—use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $372,600 | $477,000 | $576,550 | $716,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $298,080 | $298,080 | $298,080 | $298,080 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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