In 2026, the FHA loan limits in Lower-Oxford county of Chester, PA, are specified as: $431,250 for a single-family home. For two-unit properties, the limit extends to $552,050, for three units it increases to $667,350, and for four-unit buildings, it's capped at $829,350.
The maximum loan amount for conventional loans on a single-family residence is $548,250. For homes with two units, the limit is $702,000; for triplexes, it's $848,500; and for four-unit properties, the maximum is $1,054,500.
Use our FHA calculator to discover today’s best FHA rates and figure out the necessary downpayment, income, creditworthiness, reserves, and documentation needed to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms against those from other loan programs. Delve into comparisons covering Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® synthesizes data from thousands of lenders, swiftly comparing it against your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Lower-Oxford county of Chester, PA, offers an assessment of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification details like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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