For the year 2025, the FHA loan limit in the county of Middle-Paxton, within Dauphin, PA, is defined as $356,362 for a single-family home. For two-unit structures, the limit reaches $456,275; for three-unit buildings, it is set at $551,500; and for those with four units, it stands at $685,400.
The highest loan amount permitted by conventional loans for a single-family residence is $548,250. For properties with two units, this figure is $702,000; for three units, it is $848,500; and for four units, the allowable maximum is $1,054,500.
Leverage our FHA calculator to uncover today’s best FHA rates and understand the requirements for downpayment, income, credit, reserves, and necessary documentation for qualification.
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The Lendersa® calculator facilitates comparisons between FHA rates and terms against a wide array of other loan program offerings. Investigate and contrast choices including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
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The Loan Limits Comparison Table provided for 2025 within Middle-Paxton county of Dauphin, PA, offers a detailed exploration of maximum loan amounts, covering FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For in-depth qualification analysis regarding income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) serves as a valuable tool.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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