In the year 2026, the FHA loan limit in Delaware county, located in Newtown, PA, is set at $529,000 for single-family homes. For 2-units, it's $677,200; for 3-units, $818,600; and for 4-units, $1,017,300.
For conventional loans, the maximum borrowing amount on a single-family home is $726,200. For two-unit properties, it is $929,850; for three-units, $1,123,900; and for four-units, the limit is $1,396,800.
Utilize our FHA calculator today to find the best FHA rates and identify the required down payment, Income, credit, reserves, and documentation needed for qualification.
Lendersa® calculator helps you evaluate FHA rate and terms alongside other loan program options. Look into and weigh options such as Conventional loans, Va, USDA, Jumbo, Non-Qm, and hard money loans against FHA terms.
Lendersa® receives data from thousands of lending institutions, providing fast comparisons based on your personal financial profile and needs.
In 2026, review the Loan Limits Comparison Table for Newtown county in Delaware, PA. Compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification specifics like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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