In the year 2026, the FHA loan limit within the county of Fayette in North-Union, PA, stands at $356,362 for a single-family home. For properties that accommodate two units, the maximum is $456,275, and for those with three units, it is $551,500. If you are considering a four-unit property, the limit extends to $685,400.
Meanwhile, for conventional loans, the top borrowing limit for a single-family residence is $548,250. For homes featuring two units, the cap increases to $702,000. For properties with three units, it is $848,500, and for residences with four units, the maximum is $1,054,500.
Using our FHA calculator, you can view today's low and attractive FHA rates. This tool also helps to determine the necessary down payment you will need, assess the income required, check credit score standards, manage reserve expectations, and gather the documents essential for qualification.
The Lendersa® calculator is your key to comparing the rates and terms of FHA loans with those of a wide selection of other loan programs. By exploring this resource, you can compare conventional loans, Jumbo loans, as well as VA, USDA, Non-QM, and hard money loans all alongside FHA offerings.
Lendersa® swiftly collects data from thousands of lending institutions to perform a quick evaluation against your precise financial profile and personal needs, providing comparisons that really fit with your circumstances.
Take advantage of our Loan Limits Comparison Table for the year 2026 in North-Union county of Fayette, PA, where you will find detailed comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To delve further into qualification requirements such as income, reserve levels, and credit scores, feel free to utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which offers a thorough and insightful financial assessment.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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