As of 2025, the FHA loan limits in Dunbar county, Fayette, PA are set at $472,030 for a single-family home. For properties with two units, the limit is $604,400; for three-unit properties, it stands at $730,525; and for those with four units, $907,900.
The highest allowable amount for conventional loans on a single-family home is $726,200. For duplexes, it's $929,850; for triplexes, $1,123,900; and for four-unit residences, the cap is $1,396,800.
Our FHA calculator can be used to view the best current FHA rates and determine the necessary down payment, income, credit requirements, reserves, and paperwork needed for qualification.
Using the Lendersa® calculator, you can compare rates and terms of FHA loans with various other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly retrieves and assesses data from numerous lenders, aligning it with your individual financial situation and needs.
The Loan Limits Comparison Table for 2025 in Dunbar county, Fayette, PA presents a comparison of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper analysis of qualification criteria like income, reserves, and credit, refer to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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