In 2026, FHA loan limits in Northumberland county, Northumberland, PA are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Conventional loan maximums for single-family homes are $726,200, with $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Leverage our FHA calculator to view today’s leading FHA rates, finding out downpayment, income, credit, reserves, and needed documents to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
With thousands of lenders, Lendersa® provides data for swift comparison matched to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Northumberland county, Northumberland, PA, compares FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) to evaluate income, reserves, and credit qualifications.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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