In 2026, the FHA loan limits for Sunbury in Northumberland county, PA, are as follows: $472,030 is the limit for a single-family home, with the limit increasing to $604,400 for two-unit properties. For three-unit homes, it rises to $730,525, and for four-unit houses, the limit is $907,900.
Conventional loan limits also vary, setting the cap for a single-family home at $726,200. For homes with two units, the maximum is $929,850, escalating to $1,123,900 for three units, and topping out at $1,396,800 when four units are involved.
To evaluate today’s optimal FHA rates, employ our FHA calculator, which will also help determine necessary downpayments, income level, credit score, reserves, and required documents to qualify for a loan.
The Lendersa® calculator is a versatile tool that allows you to compare FHA rates and terms with those from other lending programs. Options available for evaluation include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all measured against FHA terms. Utilize this tool to explore the nuances of each program.
By sourcing comprehensive loan program data from a vast array of lenders, Lendersa® rapidly aligns this information to your distinct financial profile and specific needs, ensuring a personalized solution.
For 2026, check out the Loan Limits Comparison Table in Sunbury county, Northumberland, PA. This table encompasses FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan ceilings. To further compare qualification requirements, such as income, reserves, and credit assessments, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™), offering a structured overview tailored to different scenarios.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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