As of the year 2026, the FHA loan limits in Plymouth county, located in Montgomery, PA, are set at $529,000 for a single-family home. For dual-unit properties, the limit is $677,200, while tri-unit homes are capped at $818,600. Quad-unit dwellings have a cap of $1,017,300.
The maximum limits for conventional loans are also defined. For example, single-family residences have a ceiling of $726,200. If you look at two-unit properties, the limit extends to $929,850. For three-unit residences, it is $1,123,900, and for four-unit buildings, the maximum reaches $1,396,800.
Employ our FHA calculator to discover the best rates available today. The tool will also help you calculate the required downpayment and assess other qualifying factors such as income, credit score, financial reserves, plus necessary documentation.
Utilize the Lendersa® calculator for a comprehensive comparison of FHA rates and terms with those of other loan programs. It includes an array of options: conventional loans, jumbo mortgages, VA loans, USDA loans, Non-QM loans, and hard money loans, alongside FHA terms.
Lendersa® aggregates loan program data from numerous lenders and swiftly provides you with a comparison aligned to your specific financial circumstances and needs.
View the Loan Limits Comparison Table for 2026 within Plymouth county in Montgomery, PA where FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans are compared for their maximum loan amounts. To understand qualification requirements like income, reserves, and credit scores, utilize Lendersa® Super Loan Integrated Qualifier, known as SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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