2025 FHA Loan Limits for Plymouth, Luzerne County, Pennsylvania

In 2025, FHA loan limits in Plymouth county of Luzerne, PA, are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

For conventional loans, the max amount is $726,200 for single-family residences, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to see today’s top FHA rates and determine the needed downpayment, income, credit, reserves, and documents for qualification.

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The Lendersa® calculator compares FHA rates and terms with those of other programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money.

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For 2025, the Loan Limits Comparison Table in Plymouth, Luzerne, PA, features max loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to check requirements like income, reserves, and credit.

Loan limits Plymouth county of Luzerne, PA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Mortgage Lehigh Valley
  • 3261 Route 100, Suite 100, Macungie, PA, 18062
  • My Lehigh Valley roots are deep: I grew up in Macungie, graduated from Emmaus High School, earned a BSBA degree in marketing/finance at Kutztown University, and brought my family back to the Lehigh Valley in 2013. On the professional side, I am unique among loan originators in the Lehigh Valley; no one else can match my experience
  • West Branch Valley Federal Credit Union
  • 1640 High Street, Williamsport, PA, 17701
  • AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.
  • Woodlands Bank
  • 2450 East Third Street, Williamsport, PA, 17701
  • In 1989, a small group of entrepreneurs decided to establish a new community bank in Lycoming County. Many of the existing banks had merged and had grown to a size where personalized service had become only a slogan. These entrepreneurs saw, firsthand, the deteriorating service level of many of the banks in the area.
  • Horizon Federal Credit Union
  • 2849 Reach Road, Williamsport, PA, 17701
  • Horizon Federal Credit Union was founded in 1955 as a credit union for health care professions in the Williamsport area. Horizon’s objective is to be the most trusted financial institution in our community. Our staff will provide exceptional services, products and experiences for our members.
  • Fleetwood Bank
  • 2 W Main St, Fleetwood, PA, 19522
  • Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.
  • Sky Financial Services Inc.
  • 5540 West Valley Road, Center Valley, PA, 18034
  • We are mortgage brokers, which means that we work with many different lenders to find you the best deals that they can provide. We do all of the work and shopping around so that you don't have to. Once we lay out the options, you only have to decide which one best meets your needs.
  • Guthrie Community Credit Union
  • 104 N Elmer Avenue, Sayre, PA, 18840
  • Guthrie Community Credit Union is a member-owned, not-for-profit financial cooperative. GCCU is federally insured by NCUA and an Equal Housing Lender Guthrie Community Credit Union is a full-service financial institution based in Sayre, PA.Our Mission is to provide members with the highest quality financial services.
  • WYROPE WILLIAMSPORT FEDERAL CREDIT UNION
  • 1536 Riverside Drive, Williamsport, PA, 17702
  • Wyrope Williamsport Federal Credit Union is a not-for-profit financial cooperative that is fully owned and operated by its members. Because of the cooperative, non-profit nature, loan rates are lower, savings rates are higher, and members benefit from the low-cost, convenient services offered.