For 2026, the FHA loan limit in Pottstown county of Montgomery, PA is configured as follows: $529,000 for a single-family residence, $677,200 for two-unit homes, $818,600 for three-unit properties, and $1,017,300 for buildings with four units.
The highest amount available on conventional loans for a single-family home is $726,200. Duplexes can secure up to $929,850, triplexes $1,123,900, and four-unit properties $1,396,800.
Make use of our FHA calculator to see today’s prime FHA rates and determine necessities such as down payment, income, credit status, reserves, and essential documents to qualify.
The Lendersa® calculator allows for comparing FHA rates and terms across all other loan offerings. Consider exploring options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® retrieves comprehensive loan data from thousands of lenders, making swift comparisons to align with your financial profile and needs.
To assess limits for 2026 in Pottstown county of Montgomery, PA, the Loan Limits Comparison Table includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Lendersa® Super Loan Integrated Qualifier (SLIQ™) aids in examining qualifications like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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