For the year 2025, FHA loan limits in Punxsutawney, located within Jefferson, PA, stand at $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit structures, and $907,900 for four-unit buildings.
The maximum loan amounts for conventional loans are set at $726,200 for a single-family residence, with limits of $929,850 for two-unit homes, $1,123,900 for three-unit homes, and $1,396,800 for four-unit properties.
Use our FHA calculator to discover today's most favorable FHA rates, determining the downpayment, income, credit, reserves, and other documents needed for qualification.
With the Lendersa® calculator, compare FHA rates and terms against those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Delve into exploring these various options.
Lendersa® collects extensive data from thousands of lenders and rapidly matches it with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Punxsutawney, covering Jefferson, PA, provides insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To assess qualification requirements, such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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