For 2026, the FHA loan limit in the county of Rutherford, which is part of Dauphin, PA, is set at $472,030 for single-family homes, $604,400 for properties with two units, $730,525 for three units, and $907,900 for four units.
The maximum loan amount for conventional loans on a single-family residence is $726,200. For homes with two units, it’s $929,850; for those with three units, it’s $1,123,900; and four-unit properties have a max of $1,396,800.
Use our FHA calculator to discover today’s best FHA rates and identify what downpayment, income, credit, reserves, and documents are needed to qualify.
Lendersa® calculator enables comparison of FHA rates and terms with a variety of other loan programs. Explore options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans relative to FHA.
Lendersa® sources comprehensive loan data from thousands of lenders, providing quick comparisons aligned with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Rutherford county of Dauphin, PA, facilitates comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualifications for income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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