For Scottdale within Westmoreland, PA, the FHA loan limits in 2025 are set at $472,030 for a single-family property, $604,400 for properties with two units, $730,525 for three-unit properties, and $907,900 for properties containing four units.
Conventional loans have maximum amounts of $726,200 for single-family homes, with limits moving to $929,850 for dual units, $1,123,900 for three units, and $1,396,800 for four-unit dwellings.
Our FHA calculator is a useful tool to analyze the current top FHA rates and work out the necessary downpayment, income, credit score, available reserves, and documents required for eligibility.
The Lendersa® calculator makes it possible to assess FHA costs and conditions against all other loan types. You can evaluate options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA rates.
Drawing loan program data from a multitude of lenders, Lendersa® offers fast comparisons to match your personal finance profile and needs within moments.
For 2025, the Loan Limits Comparison Table provides a full overview of the highest loan values for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans in Scottdale county, Westmoreland, PA. For checking qualification criteria such as income, credit scores, and reserve funds, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™)
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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