2025 FHA (Government Loans) Limits for St.-Clair, Schuylkill County, Pennsylvania

As of 2025, the FHA loan limit in St.-Clair county of Schuylkill, PA sets at $356,362 for a single-family house, going up to $456,275 for two units, $551,500 for three units, and reaching $685,400 for four-unit properties.

For conventional loans, the maximum allowable amount is $548,250 on a single-family home, increasing to $702,000 for two units, $848,500 for three units, and $1,054,500 for four-unit homes.

Utilize our FHA calculator to check today's leading FHA rates and assess requirements such as downpayment size, income, credit score, reserves, and documentation for qualification.

Compare competitive offers from 100 diverse lenders

Assess your loan options in St.-Clair, PA

The Lendersa® calculator empowers you to compare FHA rates and terms across all other loan programs, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.

Lendersa® collects extensive loan program data from thousands of lenders and efficiently matches it to your individual financial profile and needs.

The Loan Limits Comparison Table for 2025 in St.-Clair county of Schuylkill, PA contrasts maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed evaluation of qualification requirements, including income, reserves, and credit standards.

Loan limits St.-Clair county of Schuylkill, PA

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • First Columbia Bank & Trust Co.
  • 232 East Street, Bloomsburg, PA, 17815
  • First Columbia Bank & Trust Co. has been Columbia County’s community bank for nearly 120 years. With more than $709.5 million in assets as of December 31, 2017, First Columbia offers a full complement of banking and financial services to individuals and businesses throughout Columbia and Montour Counties and the surrounding area.
  • First Keystone Community Bank
  • 111 West Front Street, Berwick, PA, 18603
  • First Keystone Community Bank, a subsidiary of First Keystone Corporation (Stock Symbol: FKYS.ob), has been owned and operated by local men and women since 1864. First Keystone Community Bank has grown from one 18'x 25'​ building in Berwick to eighteen full-service offices throughout Columbia, Luzerne, Monroe and Montour Counties.
  • Lebanon Federal Credit Union
  • 300 Schneider Drive, Latrobe, PA, 17046
  • At Lebanon Federal Credit Union, we consider ourselves more than just a credit union. We’re a lifetime financial partner committed to serving you and your family members with unmatched dedication, integrity and care. We take pride in the fact that our small size allows us to build genuine relationships with each of our valued members.
  • Service 1st Federal Credit Union
  • 1985 Montour Boulevard, Danville, PA, 17821
  • 1st Federal Credit Union is a full-service financial institution who puts the financial goals of our members at the heart of everything we do. Whether in one of our twelve branches located in Bloomsburg, Danville, Elysburg, Lewisburg, Loyalsock, Mifflinburg, Montandon, Shamokin Dam, Sunbury and Wilkes-Barre, or out-and-about in the community.
  • Central Susquehanna Community Federal Credit Union
  • 530 E Market Street, Danville, PA, 17821
  • CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.
  • Fleetwood Bank
  • 2 W Main St, Fleetwood, PA, 19522
  • Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.
  • Discovery Federal Credit Union
  • 2744 Century Boulevard, Wyoming, PA, 19610
  • At Discovery FCU, we're more than just a place you bank, We're your neighborhood credit union that puts you first and foremost. We focus on the financial success of our members before we do anything else. We work together to create a member experience based on the principles of honesty, reliability and genuineness.
  • CDL Mortgage Services LLC
  • 50 Berkshire Ct, Wyomissing, PA, 19610
  • We have simplified the mortgage process. Whether you’re buying a new home or ReFinancing your mortgage, we offer competitive and low mortgage rates without sacrificing high-quality customer service. We pride ourselves on providing customers with great mortgage rates and low fees.
  • First Northern Bank & Trust
  • PO Box 217, Palmerton, PA, 18071
  • First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.
  • Members 1st Federal Credit Union
  • 516 East Lancaster Avenue, Reading, PA, 19607
  • Since 1950, we’ve been in the business of helping our members plan for the future, cultivate smarter habits, and afford more of the things they love. Starting with a small desk and small counter outside the personnel office at the Naval Supply Depot in Mechanicsburg, PA, we’ve now grown to over 50 branches across 7 counties.
  • Max Mortgage
  • 6103 Washington Drive, Reading, PA, 19606
  • Max Mortgage is a full-service mortgage brokerage based in Reading, Pennsylvania. Founded in 2005 by a Brazilian-American woman, we are proud to have helped turn thousands of customers into homeowners. We are not a large company, nor do we want to be. We are a tight-knit, family-owned company that puts our customers first.
  • First Commonwealth Federal Credit Union
  • 6126 Hamilton Blvd, Suite 100, Allentown, PA, 18106
  • First Commonwealth is a consumer-friendly alternative to banking. We offer all the services you're accustomed to, but at better rates and lower fees. That's because we're structured differently than banks. Banks are in business to earn profits for their stockholder investors. Our credit union exists to improve your financial well being.