In 2026, the FHA loan limits for St.-Thomas county in Franklin, PA are set at $356,362 for single-family homes, $456,275 for two-unit properties, $551,500 for three-unit structures, and $685,400 for four-unit buildings.
The maximum loan amount for conventional loans on a single-family residence is $548,250. For two-units, it's $702,000; for three-units, $848,500; and for four-units, $1,054,500.
Use our FHA calculator to find today’s leading FHA rates and determine the necessary downpayment, income, credit, reserves, and required documents for qualification.
The Lendersa® calculator enables comparisons of FHA rates and terms with those of other loans, like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Dive into exploring these options.
Lendersa® processes data from thousands of lenders, swiftly matching it to your unique financial profile and requirements.
Our Loan Limits Comparison Table for 2026 in St.-Thomas, covering Franklin, PA, examines maximum amounts for variety of loans, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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