For 2025, the FHA loan limits designated for Stroudsburg county within Monroe, PA, are set at $472,030 for single-family homes. The limits go up to $604,400 for 2-unit properties, $730,525 for those with 3-units, and $907,900 for 4-unit homes.
Conventional loans may be maximized at $726,200 for single-family residences, increasing to $929,850 for 2-units, $1,123,900 for 3-unit properties, and rising to $1,396,800 for 4-unit structures.
Take advantage of our FHA calculator to find today's most competitive FHA rates. This tool aids in calculating your downpayment, determines income necessities, evaluates credit requirements, analyzes reserves, and lists documents needed for loan qualification.
Feel free to check loan offers from a selection of 100 different lenders to ensure you are making the best financial decision.
The Lendersa® calculator is a powerful tool that allows you to directly compare FHA rates and terms with a variety of other loan programs. This includes side-by-side comparisons of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® consolidates comprehensive loan program data from a vast array of lenders, conducting rapid comparisons tailored to your specific financial conditions and needs.
For 2025, compare maximum loan limits in Stroudsburg county, Monroe, PA across FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to thoroughly assess income, credit, and reserve qualifications.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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