As of 2026, the FHA loan limits for Stroud county in Monroe, PA are as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for those with three units, and $907,900 for four-unit buildings.
The cap for conventional loan amounts on a single-family residence is $726,200. For two-unit homes, it's $929,850; three-unit structures can borrow up to $1,123,900, and for four units, the maximum is $1,396,800.
Utilize our FHA calculator to discover today's leading FHA rates and calculate the necessary downpayment, income requirements, credit ratings, reserves, and documentation needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those from various other loan programs. Dive into different options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Gathering data from a vast network of lenders, Lendersa® quickly matches loan offerings to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 for Stroud county in Monroe, PA provides a detailed comparison of maximum loan values for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To scrutinize qualification criteria, including income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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