In 2026, the FHA loan limit for Swartzville county in Lancaster, PA is specified as $472,030 for a single-family home, $604,400 for a two-unit building, $730,525 for a three-unit building, and $907,900 for a four-unit one.
Conventional loan maximums are set at $726,200 for a single-family dwelling, $929,850 for two units, $1,123,900 for three units, and as high as $1,396,800 for four-unit homes.
Try out our FHA calculator to access current best FHA rates, and calculate the necessary downpayment, income requirements, credit rating, reserves, and documentation needed for loan qualification.
The Lendersa® calculator offers the opportunity to compare FHA loan rates and terms with those of other loan programs. Examine Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money options in relation to FHA.
Lendersa® aggregates information from thousands of lenders, providing quick comparisons fitted to your personal financial profile and needs.
Check the Loan Limits Comparison Table for 2026 within Swartzville county, Lancaster, PA. This allows you to evaluate maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating qualification aspects such as income, reserves, and credit conditions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
