In 2026, FHA loan limits for Trooper within Montgomery, PA, are $529,000 for a single-family home, $677,200 for two units, $818,600 for three units, and $1,017,300 for four units.
The maximum for conventional loans on a single-family residence is $726,200. For two units, it is $929,850, for three units is $1,123,900, and for four units is $1,396,800.
Use our FHA calculator for today’s top FHA rates and decide on requirements like downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loans, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® draws data from thousands of lenders, quickly comparing it with your financial profile and needs.
For 2026, Trooper county in Montgomery, PA features a Loan Limits Comparison Table for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating income, reserves, and credit qualifications.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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