As of 2026, the FHA loan limits for a single-family home in Norristown county, located in Montgomery, PA, amount to $529,000. For two-unit properties, the limit is $677,200, for three-unit homes it's $818,600, and for buildings with four units, the limit reaches $1,017,300.
For conventional loan amounts, a single-family home is capped at $726,200. The maximum for two units is $929,850, for three units it stands at $1,123,900, and for four units the cap is $1,396,800.
To evaluate the best FHA rates today and check the necessary downpayment, income qualifications, credit score requirements, reserves, and documentation, utilize our FHA calculator.
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The Lendersa® calculator permits a detailed comparison of FHA rates and terms against those of other available loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
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The Loan Limits Comparison Table for 2026 in Montgomery county, Norristown, PA allows comparison across various types like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For a thorough comparison of qualification criteria such as income, reserves, and credit, try out Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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