As of 2026, the FHA loan limits for a single-family home in Norristown county, located in Montgomery, PA, amount to $529,000. For two-unit properties, the limit is $677,200, for three-unit homes it's $818,600, and for buildings with four units, the limit reaches $1,017,300.
For conventional loan amounts, a single-family home is capped at $726,200. The maximum for two units is $929,850, for three units it stands at $1,123,900, and for four units the cap is $1,396,800.
To evaluate the best FHA rates today and check the necessary downpayment, income qualifications, credit score requirements, reserves, and documentation, utilize our FHA calculator.
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The Lendersa® calculator permits a detailed comparison of FHA rates and terms against those of other available loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates loan program information from thousands of lenders and analyzes it against your financial status and needs swiftly.
The Loan Limits Comparison Table for 2026 in Montgomery county, Norristown, PA allows comparison across various types like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For a thorough comparison of qualification criteria such as income, reserves, and credit, try out Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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