FHA Loan Max Loan amount for Upper-St.-Clair, Allegheny County, PA in 2026

In 2026, the FHA loan limit in Upper-St.-Clair county, part of Allegheny, PA, stands at $356,362 for a single-family home. For 2-unit properties, the limit is $456,275, for 3-units, it's $551,500, and 4-units have a limit of $685,400.

The maximum conventional loan amount available for a single-family residence is $548,250, with $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Our FHA calculator helps you check today's top FHA rates and assess required downpayment, income, credit, reserves, and necessary documents to qualify.

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Explore Loan Options in Upper-St.-Clair, PA

The Lendersa® calculator empowers you to contrast FHA rates and terms with those of various other loan programs. delve into comparing Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans as alternatives to FHA.

With data from thousands of lenders, Lendersa® promptly aligns loan offerings with your unique financial profile and requirements.

Examine the Loan Limits Comparison Table for 2026 in Upper-St.-Clair county of Allegheny, PA, which presents FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For a deep dive into requirements including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Upper-St.-Clair county of Allegheny, PA

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • PALCO Federal Credit Union
  • 191 Chad Road, Muncy, PA, 17756
  • Lends in Pennsylvania
  • PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.

  • Cornerstone First Financial
  • 2300 Wisconsin Avenue NW, Suite 100B, Washington, DC, 20007
  • Lends in Pennsylvania
  • Cornerstone First Financial is a leading mortgage broker and lender in the Washington D.C. Metropolitan Area. Founded by Mark Livingstone in 2001, this Christian owned company provides residential mortgage solutions to individuals and families who want to refinance their existing mortgage or purchase a new home or investment property.

  • First Citizens Community Bank
  • 1163 South Main Street, Mansfield, PA, 16933
  • Lends in Pennsylvania
  • A simple philosophy can lead a company to great rewards. Treat your customers, your employees, and your communities with respect and you will earn their loyalty. Our strategy has never been about selling products, but instead about finding ways to make life more rewarding for our customers and employees.

  • Apex Mortgage LLC
  • 8850 Columbia 100 Parkway, Suite 215, Columbia, MD, 21045
  • Lends in Pennsylvania
  • APEX Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • Lower.com
  • 8621 Robert Fulton Drive, Suite 150, Columbia, MD, 21046
  • Lends in Pennsylvania
  • We believe owning a home is one of the greatest wealth builders out there.
    So our goal is to make homeownership more accessible, and to help more people buy homes. and also We make lower happen—lower fees. Lower rates. Lower interest. Lower payments. Lower hassle. So our borrowers get a better mortgage experience, for less. With Lower.

  • Alliance Mortgage Funding Inc
  • 111 Warren Road, Suite 10A, Cockeysville, MD, 21030
  • Lends in Pennsylvania
  • Alliance Mortgage Funding, Inc. has been a 100% Referral Based business. We are locally owned and operated, so you are working with local professionals, not a call center in another state. Licensed in Maryland and Pennsylvania, we help all of our clients make all of the right mortgage financing decisions, for all the right decisions.

  • Freedmont Mortgage Group
  • 50 Scott Adam Rd, Cockeysville, MD, 21030
  • Lends in Pennsylvania
  • Freedmont Mortgage®, a division of NFM Lending, has set the standard for trust, honesty, and integrity in the industry for nearly two decades. As one of the oldest licensed mortgage firms in the Mid-Atlantic area, we have the experience and reputation to assist homeowners and homebuyers in a variety of situations.

  • National Cooperative Bank
  • 2011 Crystal Drive, Suite 800, Arlington, VA, 22202
  • Lends in Pennsylvania
  • National Cooperative Bank is the only Bank in the United States dedicated to delivering nationwide Banking products and solutions to cooperatives and other member-owned organizations. Serving both rural and urban neighborhoods, NCB is a leader in supplying grocery, health care, small business and housing solutions to the nation’s communities

  • Atlantic Financial
  • 40 Schilling Road, Hunt Valley, MD, 21031
  • Lends in Pennsylvania
  • Atlantic Financial Federal Credit Union (AFFCU) is a full-service financial institution serving the financial needs of consumers throughout the greater Baltimore communities. AFFCU is open to anyone who lives, works, worships, volunteers, attends school, or has family in Baltimore County, Baltimore City, Carroll County, Harford County, Maryland.

  • Direct Mortgage Loans, LLC
  • 11011 McCormick Road, Suite 400, Hunt Valley, MD, 21031
  • Lends in Pennsylvania
  • Direct Mortgage Loans is committed to outstanding mortgage solutions and building life-long relationships. Giving our employees the resources, knowledge, and training to grow, and then help them to succeed, is our passion. Our values are centered on effective, proactive and respectful communication.