In 2026, FHA loan limits in West-Brandywine county, Chester, PA, are set at $431,250 for a single-family home, $552,050 for 2-units, $667,350 for 3-units, and $829,350 for 4-units.
For conventional loans, the maximum amounts reach $548,250 for single-family homes, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Utilize our FHA calculator to find today’s best FHA rates and calculate the required downpayment, income, credit, reserves, and documents you need to qualify.
Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Explore and evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® gathers data from thousands of lenders, providing quick comparisons tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in West-Brandywine county of Chester, PA, outlines the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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