For 2026, the FHA loan limit in West-Hempfield county, Lancaster, PA is set at $356,362 for single-family homes. Two-unit homes have a limit of $456,275, three-unit homes $551,500, and the limit for four-unit residences is $685,400.
In terms of conventional loans, the maximum amount for a single-family home is $548,250. Two-units allow $702,000, three-units $848,500, and four-unit properties are capped at $1,054,500.
Use our FHA calculator to find today's best FHA rates, determine the downpayment, and check the income, credit, reserves, and documents necessary to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with others, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By utilizing data from thousands of lenders, Lendersa® can swiftly align these with your financial profile and requirements.
The Loan Limits Comparison Table for 2026 in West-Hempfield county, Lancaster, PA provides insights into maximum loan amounts across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Check qualification requirements such as income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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