As of 2026, the FHA loan limits in Columbia county, Lancaster, PA are $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit buildings.
The upper limit for conventional loans on a single-family residence is $726,200. For homes with two units, the limit is $929,850, for three units it's $1,123,900, and for four-unit residences, the cap is $1,396,800.
Utilize our FHA calculator to explore today’s finest FHA rates and uncover essential information regarding the downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator helps you compare the rates and terms of FHA loans against those of other lending options, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® rapidly gathers and analyzes data from thousands of lenders, quickly aligning it with your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Columbia county, Lancaster, PA displays the maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification requisites such as income, reserves, and credit, consider using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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